free guide · money + legal 101

your own money.
your own everything.

the money map is a 3-page plain-language guide to what should be in your name, where each dollar goes, and the tax stuff nobody explained. no jargon, no fear-mongering.

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what's inside

five things that should be yours.

1
an account that's yours alone
the single most important line — one you can reach without asking anyone.
2
credit in your own name
how a score gets built that's actually yours, not borrowed.
3
access to the paperwork
where it all lives, and how to get to it in an afternoon.
4
a cushion that's yours
a starter emergency fund — what lets you handle a surprise, or leave, without asking anyone.
5
one number you know
in, out, and what you're worth — so nothing blindsides you.
+
the kids & taxes layer
head of household, the child credits, your W-4, and the single-parent must-dos.
same map, every stage

wherever you're starting from.

doing well
this is the audit. run it and you'll almost always find one thing you assumed was covered but isn't in your name.
going through a change
a breakup, a divorce, a loss — these become your first moves, in order.
starting over
one at a time, smallest first. done beats perfect, and momentum is the whole game.
raising kids solo
the tax breaks you're likely leaving on the table, and the paperwork that protects them.

there's more where this came from — getting your license and why we're called maltiplata.